which states are most reliant on fema

See this link, East Coast States the Most Reliant on FEMA  You can see all the state rankings for what they have received from the Federal Emergency Management Agency (FEMA) in the last few years.

Then there is this quote I’ll share here, “Congress is advancing the bipartisan FEMA Act of 2025, which would restore FEMA to a Cabinet-level position to streamline disaster funding and boost transparency. “For climate-exposed states”, says ValuePenguin lead insurance analyst Rob Bhatt, “This could reshape disaster recovery timelines and resilience planning at a time when catastrophes are roiling the insurance markets.”

While it is noteworthy that there is a bipartisan effort described above, we have no idea what the Trump Administration intends to do with FEMA. The panel that was set up to review and make recommendations on FEMA and other aspects of federal disaster response and recovery efforts are due to have a report out by the end of October.